Mercer (Ireland) Limited (“MIL”), and Mercer Global Investments Europe Limited (“MGIE”), trading as Mercer are regulated by the Central Bank of Ireland.


Mercer (Ireland) Limited. Registered Office: Charlotte House, Charlemont Street, Dublin 2. Registered in Ireland no. 28158.


Mercer Global Investments Europe Limited. Registered Office: Charlotte House, Charlemont Street, Dublin 2. Registered in Ireland no. 416688.


Please see below for a list of regulated activities:


Investor Compensation Act 1998


In the event of MIL being unable to remain financially solvent all regulated products and services provided by MIL are covered by the terms of the Investor Compensation Act 1998 for eligible investors. The scheme is designed to provide adequate funds out of which eligible investors of failed investment firms are compensated. It is not available to professional or institutional clients. The scheme provides compensation to eligible investors of up to €20,000 or 90% of the amount lost as determined by the Administrator.


It should be noted that Occupational Pension Schemes and larger corporate entities are excluded from coverage under the scheme. For further information and a detailed FAQ please refer to the Investor Compensation Company Limited website:

Regulated Activities in Ireland:

Mercer (Ireland) Limited

  • Investment Advice (including the selection of fund managers, fund service providers and specific investment products)
  • Acting as Deposit Agent or Broker
  • Insurance Mediation
  • Reception and transmission of orders in relation to financial instruments

Financial instruments:

  • Transferable securities
  • Units or shares in UCITS
  • Shares in an Investment Company
  • Securities, currencies, interest rates, or yields
  • Insurance Policies
  • Personal Retirement Savings Accounts (“PRSA”) 

Mercer Global Investments Europe Limited

All services and activities provided by MGIE are considered regulated and are only offered to professional clients. The provisions of the Investor Compensation Act does not apply to professional clients.

All other products and services not listed above are un-regulated and do not require authorisation with the Central Bank of Ireland and are not covered by the Investor Compensation Act 1998.

Certain activities carried out by Mercer (Ireland) Limited are regulated by the Pensions Board. These activities include; acting as a Registered Administrator for Occupational Pension Schemes and large trust RAC schemes, the provision of actuarial services and benefits consulting. As these services are not regulated by the Central Bank of Ireland they are not covered by the Investor Compensation Scheme.


QFM Regulated Services

JLT QFM Services Limited operating as a Mercer Company is regulated by the Central Bank of Ireland. JLT QFM Services Limited, Registered Office: Charlotte House, Charlemont Street, Dublin 2. Company Registration No. 243569

Full details of regulated activities and Pillar 3 disclosures can be found on


Pillar 3 disclosures


The European Union Capital Requirements Directive (CRD) came into effect on 1 January 2007, establishing a revised regulatory capital framework governing the amount and type of capital that must be maintained by credit institutions and investment firms based on the provisions of the Basel II Capital Accord. The framework consists of three Pillars:

  • Pillar 1 determines the minimum capital requirements of firms to cover credit, market and operational risk;
  • Pillar 2 requires firms to assess whether they should hold additional capital in respect of any risks not covered by Pillar 1; and
  • Pillar 3 requires firms to publicly disclose information relating to their risk, capital adequacy, and policies for managing risk with the aim of promoting market discipline.

You can download our most recent Pillar 3 disclosures here

Mercer (Ireland) Limited

Our Charges

Mercer (Ireland) Limited (“MIL”)

Mercer (Ireland) Limited is remunerated by fees and / or on by commissions paid to us by the product provider. The method of remuneration will be dependent on the services and products provided to you by the company.


Where fees are charged they are calculated on a fixed fee basis or on a time and disbursement basis. Details in relation to fees charged and the basis on which they are charged will be set out in our engagement letter with each client. Any changes in fees will be notified to clients in advance of changes taking effect.


Where MIL is remunerated by a product provider by way of commission, this commission amount is fully disclosed to clients in accordance with our requirements under the regulation. Depending on the services you are receiving, this commission can be paid on an ongoing basis over a period of five years.

In accordance with 4.58A of the Consumer Protection Code, it is a requirement that all intermediaries make available a summary of all arrangements for any fee, commission, other reward or remuneration provided to the intermediary which it has agreed with its product producers. Please click HERE for more information of such arrangements for Mercer (Ireland) Limited.


Conflicts of Interest

Mercer, a wholly owned subsidiary of Marsh & McLennan Companies (NYSE:MMC), is a global consulting leader in talent, health, retirement, and investments. We help clients around the world advance the health, wealth, and performance of their most vital asset — their people. Mercer in Ireland provides a wide range of services to clients both in Ireland and in other jurisdictions.

Given the wide range of services and activities which include administration, investment advisory, retirement consulting, investment products and services and insurance based services, conflicts of interest, real or apparent, will naturally arise.

Mercer seeks to manage these conflicts through appropriate policies, procedures and protocols and also through disclosure of potential conflicts to clients and prospects. We are committed to conducting business fairly, ethically and transparently.

This conflicts of interest statement summarises general conflicts of interest Mercer has identified and describes how we manage and mitigate them. It is not intended to provide an exhaustive list of all conflicts that currently exist or that may exist in the future.

Download the "Conflicts of Interest" document

If you have any questions or would like more information about specific topics after reading this document, please call your Mercer contact person.

Delegated Solutions - Important Information

Please see the following important information on our Delegated Solutions - "Delegated Solutions - Important Information"


Mercer (Ireland) Limited - Important Information

'Download the Fair Processing Notice'


‘Mercer (Ireland) Limited Terms of Business – Corporates, Trustees & Sponsoring Employers’


‘Mercer (Ireland) Limited Terms of Business – Individual’